Ricky Khurana

Ricky Khurana

Broker

RE/MAX Realty Specialists Inc., Brokerage *

Mobile:
647-822-7653
Office:
905-456-3232
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Ricky Khurana's blog

25 Apr 2026

How Much Income to Buy in Oakville in 2026? | Ricky Khurana

First, Let's Set the Table

What does "affordable" actually mean in Oakville?

Oakville is not a starter market. It never has been. But it is a market where understanding the numbers clearly — instead of guessing — can be the difference between moving confidently and sitting on the sidelines for another year.

The figures below are based on a standard stress test qualifying rate, a 20% down payment (where applicable), and approximate 2026 market pricing by property type. They represent a realistic household income needed to qualify comfortably — not at the absolute limit of what a lender...

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22 Apr 2026

Is North Oakville the New Downtown? Why Young Families Are Moving Here in 2026



The Old Rules No Longer Apply

The city used to pull everyone toward it. Not anymore.

South Oakville has long held the crown — mature tree-lined streets, proximity to the lake, schools with long reputations. It earned its prestige.

But the buyers entering the market today grew up differently. They work differently. They live differently.

A growing wave of young families — many of them hybrid or fully remote professionals — are no longer asking "how close is this to downtown?" They're asking something more layered:

"Where can I raise my family well, live with intention, and build real...

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03 Apr 2026

Ontario Just Made Your New Home $130,000 Cheaper.

Why This Is a Historic Moment for Ontario Buyers
If you have been holding off on purchasing a new home — waiting for rates to drop, prices to ease, or just the right moment — the Ontario government may have just handed you that moment. On March 25, 2026, Premier Doug Ford announced that the province will temporarily remove the full 13% Harmonized Sales Tax (HST) from qualifying new home purchases for a period of one year.

This is not a partial rebate. It is not limited to first-time buyers. For homes priced under $1 million, the entire tax — both the 8% provincial and 5% federal portions...

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22 Mar 2026

The Truth About Bidding Wars in Oakville (And How to Avoid Them Completely)

If you’ve been trying to buy a home in Oakville, you’ve probably experienced it:

You find a home you like.
You book a showing.
You consider making an offer.

And then…

“Offers anytime.”
“Multiple offers received.”
“Sold over asking.”

Welcome to the reality of bidding wars.

For many younger buyers, this is the most frustrating part of the home-buying process — and for good reason.

Because bidding wars aren’t just competitive.

They’re emotional.

And emotional decisions in real estate are often expensive ones.


Why Bidding Wars Feel So Frustrating

Bidding wars create pressure — and pressure...

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05 Mar 2026

Renting in Oakville vs Buying Pre-Construction in 2026: Which Makes More Sense?

For many young professionals and first-time buyers, the biggest financial question in 2026 is simple:

Should you keep renting, or start investing in your future by buying a home?

In markets like Oakville, where real estate prices remain strong and rental rates continue rising, this decision has become even more important.

Many buyers assume they must purchase a resale property immediately to get into the market. However, pre-construction homes are increasingly becoming the smarter alternative, especially for buyers who want flexibility while building equity over time.

Let’s break down the

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01 Mar 2026

Oakville Real Estate: Why New Construction Is Better Than Resale in 2026

Frustrated with Oakville resale homes? Discover why new construction offers better layouts, warranties, and long-term value for today’s buyers.

The Oakville real estate market has always been one of the most desirable — and competitive — in the GTA. Beautiful neighbourhoods, top-tier schools, proximity to Toronto, and a strong sense of community make Oakville an incredible place to live. Families from many cities surrounding Oakville tend to move here for a safer and more sophisticated lifestyle. 

But if you’ve been actively house hunting in Oakville lately, you may be feeling something...

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